Sixty-six percent of all undergraduates received some type of financial aid in 2007–08. For those who received any aid, the total average amount received was $9,100. Fifty-two percent received grants averaging $4,900, and 38 percent took out an average of $7,100 in student loans. Seven percent received aid through workstudy jobs averaging $2,400 in wages, 2 percent received an average of $5,400 in veterans’ benefits, and 4 percent of students had parents who took out an average of $10,800 in Parent PLUS loans. Parent PLUS loans are included in total aid but are not included in student loans because they are loans for parents of dependent students.

你看 42％ received grants，然後38% took out student loans. 這38和那42應該有交集，否則student loan不是grant的話，38和42沒交集，相加超過66不對了。因此，不管你平時如何理解grant的，但你所提供的這個報告裡面grant應該是包括student loan的。對把？